As per a recent report published, India registers around 1.16 million new cancer cases each year. The report also reveals that at least 1 in every 10 Indians poses the risk of developing cancer in their lifetime. While the numbers are disheartening, cancer treatment has also become much more accessible over the last few years, allowing patients a fair chance at countering and delaying its ill effects, if not beating it completely.
Nonetheless, even with the advancement of cancer treatment procedures, their affordability remains a matter of concern among a majority of Indians. To counter this issue, financial institutions in the country have introduced health card which can make paying medical bills much easier, without straining one’s finances.
What are the three categories of cancer treatment?
When it comes to cancer treatment, there are several procedures included under it, each to achieve a specific goal of the treatment stage. Such procedures can be categorized under –
- Primary treatment
Primary cancer treatment involves the procedures that can aid in killing or removing all cancer cells from the patient’s body.
Several types of treatment options are included under the purview of primary cancer prevention methods, the most common one being surgical intervention. Apart from this, chemotherapy and radiation can also be used as primary cancer treatment procedures.
- Palliative treatment
Procedures performed to relieve the side effects of cancer, and its treatments are included under this category. Some of the ways of administering palliative treatment to patients are through medication, hormone therapy, chemotherapy, etc. Palliative treatment is usually provided simultaneously with other procedures to treat cancer.
- Adjuvant treatment
It is a treatment method wherein procedures are administered to kill any cancer cells that remain in the patient’s body after undergoing primary treatment. Neoadjuvant treatments are also a part of this treatment method. However, they are administered before starting the primary treatment.
The treatment procedures mentioned earlier are easily available at any of the specialty hospitals around India. However, seeking these options to treat cancer and its symptoms can land an individual a minimum bill of around Rs. 5 lakh alongside auxiliary expenses.
Nonetheless, patients can make it easier to foot their bills by availing treatment from any of the facilities under their health card hospital list.
What are the procedures involved in cancer treatment?
While the above-mentioned are the categories of treatment that cancer patients can seek adequate treatment, there are several procedures that are involved in these categories. Following is a list of therapeutic procedures that are commonly administered to treat cancer –
Chemotherapy involves using cytotoxic drugs to treat cancer. Under this procedure, drugs are introduced intravenously to the patient’s bloodstream to kill cancer cells.
Usually, the malignant organ or tissue of a patient’s body can be removed through surgical intervention, after which one has to undergo adjuvant and palliative treatment.
- Hormone therapy
Few cancer types, like prostate and breast cancer, are aggravated by one’s hormones. In such cases, removing or blocking the effects of hormones are utilized as an effective procedure for cancer treatment.
In this process, high energy beams like protons or X-rays are used to kill malignant cancerous cells. The treatment process is of two types – brachytherapy and external beam radiation.
Immunotherapy utilizes a patient’s inherent immunity to kill the cancerous cells in his/her body.
Apart from these, bone marrow transplant, clinical trials, Cryoablation, radiofrequency ablation, and targeted drug therapy are utilized to treat cancer.
Regardless of the treatment procedure, a health card is a convenient option that an individual can opt for to foot the expenses incurred. Furthermore, availing treatment from any facility under the health card hospital list also allows one to avail attractive benefits on the medical bill payment.
How does the EMI health card function?
These health cards, particularly those like the Bajaj Finserv Health EMI Network Card, offer multifaceted utility. For cases like cancer treatment, where the bill can be particularly high, this card offers the benefit of converting the expenses so incurred into easy EMI options, to be paid over a tenor of the user’s choosing.
Apart from this, it also proffers users the following benefits –
- An impressive health card hospital list from where patients can avail attractive offers on their treatment expenses.
- A high-value credit limit of up to Rs.4 lakh, which makes bearing hefty bills convenient.
- Pan India’s validity, which allows one to utilize the card at any of the multi-specialty hospitals, diagnostic centres, pharmacies, and other facilities across the country.
- An easy application process, wherein existing customers of the card issuer can apply for the health card online without having to undergo any documentation process.
- Instant activation benefits which allow users to utilize the card during emergencies.
Affording cancer treatment can, thus, become much simpler with such a financing tool. Individuals who are not existing customers with the selected card issuer can also purchase this health EMI card from any of its partner medical facilities.